Currently, microcrediting is one of the most popular services in credit area. Microcredits are of a high demand not only among the population, but also among small businesses. The reason for it is a simple and convenient procedure applied to obtain funds. Contacting one of the credit or financial institutions it’s possible to obtain the necessary amount in just a few minutes providing bank clerks with a minimal set of documents. As a rule, a positive credit history, employment place and other factors aren’t important for the bank when you apply for the microcredit. Furthermore, microcredit is a clear and simple service that does not require the borrower to pay commissions, insurance or other payments. Apart from that, it has become much easier to get the microcredit due to the online microcrediting service.
Insurance business in Canada in terms of capital involved in it holds the second place after the bank business. It is difficult to specify what sphere of human activity in Canada exists without insurance. The range of insurance services includes life insurance, medical insurance, insurance of disability, real estate insurance as well as insurance of all kinds of movable property (from cars to jewelry), insurance of businesses and bank loans, pension plans and investment projects. Such a broad coverage for all possible misfortunes or complications associated with the life of man and his activities is an essential part of ensuring a high level of social protection of human rights in Canada. Here, it is assumed that anyone who understands his responsibility to himself, his family, business partners and community at large is obliged to insure himself, his property and actions.