Currently, microcrediting is one of the most popular services in credit area. Microcredits are of a high demand not only among the population, but also among small businesses. The reason for it is a simple and convenient procedure applied to obtain funds. Contacting one of the credit or financial institutions it’s possible to obtain the necessary amount in just a few minutes providing bank clerks with a minimal set of documents. As a rule, a positive credit history, employment place and other factors aren’t important for the bank when you apply for the microcredit. Furthermore, microcredit is a clear and simple service that does not require the borrower to pay commissions, insurance or other payments. Apart from that, it has become much easier to get the microcredit due to the online microcrediting service.